Spiritual Development
We can define "spiritual" more precisely at this point.
The spiritual dimension of the self is its ontological Presence,
its essential nature. In fact, what we have termed Essence is
what the various philosophies, religions, and spiritual teachings
have called "spirit." So we see that spirit is not something
otherworldly and ephemeral; it is actually our fundamental nature,
the ground and ultimate truth of ourselves. Spiritual development
means, then, the discovery and integration of our essential Presence
in our experience of ourselves. And since this Presence is ultimately
nondual and forms the ground of our wholeness, spiritual development
can also be seen as the movement towards wholeness. (The Point
of Existence, pg 498)

Spiritual development, being and personal life
The process of spiritual development, which is the maturation
of the human being, can be divided into two complementary facets.
One is the self-realization of Being in its various aspects and
manifestations, and the other is the integration of this self-realization
in the everyday life of a human person. The latter is a progressive
process of maturation of the self in which the unfoldment of Being
expresses itself in an individuated personal life with other human
beings in a real world. Self-realization connects the person to
his true identity, which is his Being, and this makes it possible
for him to mature in everyday life and to fulfill his humanness.
Human life becomes then that personal expression of one's realization
in the context of normal life situations. (The Point of Existence,
pg 565)

Planning and unfoldment
Planning is nothing but creating direction for your future actions.
It implies the absence of trust that there is already an inherent
plan that is oriented toward the actualization of your potential.
This plan is already present in your inherent nature, and all
you need to do for it to unfold is to be yourself in the present.
You don't need to, nor in fact can you, plan your enlightenment.
You just need to be true to who you are at the moment, and your
unfoldment will happen on its own ... planning indicates that
you have an idea in mind of how you should be and how you should
live and what should happen within yourself and in your life.
This means that your orientation is coming from your mind, and
that it is determined by a goal that you are attempting to arrive
at in the future ... your plan is bound to be based on your past
experience and therefore, it cannot have the freshness that arises
from the organic intelligence of Being, which, as we have seen,
is a continuously new creation. A plan cannot be creative in an
essential way. It is bound to be based on comparative judgment
of your experience, and hence, cannot have the perfection that
is inherent in the reality of Being. (Facets of Unity, pg 182)